Personal Accident

Personal Accident

This policy covers death / disability arising out of an accident. The cover can be given on a 24 hour basis and a worldwide basis as well to employees during their vacation / business trips. Disability cover is also available for permanent total, permanent partial and temporary disabilities. Moreover, the policy can further be extended to cover the following additional benefits:

  • Repatriation expenses of mortal remains following death or permanent total disability of the insured members.
  • Accidental medical expenses

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Fire & Allied Perils

Insurance House offers two kinds of policies:

  1. Fire Policy: This covers insurers against the risk of losses or damages due to fire and lightning only.
  2. Fire and Allied perils: Adding to the above mentioned cover, this type of policy covers a number of additional perils which may differ from one policy to another but most usually include the following perils:

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Property All Risks

This policy covers all risks of physical loss, destruction or damage to the insured property which occurred during the policy’s period and is subject to certain terms, conditions and exclusions. This policy provides a wider coverage range than the Fire and Allied Perils insurance policy. Noting that the PAR policy can be tailor made depending on the profession clients and their requirements.

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Professional Indemnity

Professionals like Engineers, Surveyors, Architects, Consultants, Lawyers, and Auditors could be held liable for any damages to their clients and/or any third party for breach of professional duty, errors, omissions and professional negligence whilst practicing their professions.

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