Professional Indemnity

Professional Indemnity

Professionals like Engineers, Surveyors, Architects, Consultants, Lawyers, and Auditors could be held liable for any damages to their clients and/or any third party for breach of professional duty, errors, omissions and professional negligence whilst practicing their professions.  This Professional Indemnity policy covers such damages along with the legal expenses accumulated to defend the claim.  Policies as such, can be arranged on Annual Basis covering all projects or on a Project Basis, covering a specific project only.

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Fire & Allied Perils

Insurance House offers two kinds of policies:

  1. Fire Policy: This covers insurers against the risk of losses or damages due to fire and lightning only.
  2. Fire and Allied perils: Adding to the above mentioned cover, this type of policy covers a number of additional perils which may differ from one policy to another but most usually include the following perils:

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Money

Policy covers items like cash, notes, securities, cheques, money orders stamps whilst in locked safe, drawer or in transit against various risks.

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Workmen’s Compensation

It is legally compulsory by Law no. 8 of 1980 for all employers in the UAE to cover all of their employees against losses, damages or injuries sustained during their course of employment. The policy is catered to cover death, disabilities and medical expenses of injuries arising during one’s course of employment, and subject to policy terms.

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