Insurance House | Private Motor Insurance

Private Motor Insurance

Private Motor Insurance

Placing you and your valuable vehicle at the heart of our protection

Overview

Private Motor Insurance is a cover for you and your vehicle that protects you while you’re on the road. Upon your request, we can customize your policy based on the type of vehicle you own, offering the option for a 3rd Party Liability Cover or a Comprehensive Cover.

 

Comprehensive Coverage

No. Covered Add-on covers
1

Damage to your vehicle

A blanket layer that covers your incase of damage/death/injury from an accident that may befell your vehicle

Personal accident to passenger

Compensations offered to any bodily loss to any passengers in your car as a direct result of a car accident

2

Your liability

A layer that covers you if you are accountable for injuring someone else or their vehicle or a property in a car accident

Personal Accident to Driver

Compensations offered to any bodily loss to drivers as a direct result of a car accident

3

Agency Repairs

This layer ensures that your vehicle receives the best care. Should your vehicle be involved in an accident, the repairs will be conducted by, none other, than the Carmaker.

Increased 3rd Party Liability

If your precious car is involved in an accident caused by a 3rd party, this layer will not only protect your vehicle but ensures that the 3rd party is liable to all expenses, legal or otherwise, to restore your car to its mint condition

4

Round-the-clock Roadside Assistance

Did your car breakdown on your journey, or you had an accident? No problem! A team will be dispatched for roadside repairs or assistance at any time

Car Replacement

You can add this layer to your comprehensive coverage plan to receive a replacement car should your vehicle suffer an accident that may leave you without your car

5

Cross-border Cover

Your car will never be left uncovered, even if you take a road trip to any of the nearby GCC countries, this cover extends regionally

6

Unpredictable forces of nature

Weather conditions round the world, can be quite unpredictable, UAE is no exception. Rest assured that your vehicle will be restored should it get damaged by a force of nature

7

Windshield Glass Damage

Your windshield might be damaged whether, intentionally or unintentionally… No worries! Your repair costs will be covered with a layer of Windshield Damage coverage

8

Medical Expenses

Your well-being and good health is always a top priority. Our medical expenses cover, protects you from heavy medical bills and allows you to receive medical attention after a car accident

9

Personal Effect Cover

Leaving your personal belongings in an unlocked car can expose them to theft. Our comprehensive coverage includes even items that get stolen from your vehicle

3rd Party Liability:

No. Covered Add-on Covers
1

Damage to your vehicle

A blanket layer that covers your incase of damage/death/injury from an accident that may befell your vehicle

Personal Accident to Passenger

Compensations offered to any bodily loss to any passengers in your car as a direct result of a car accident

2

Round-the-clock Roadside Assistance

Did your car breakdown on your journey, or you had an accident? No problem! A team will be dispatched for roadside repairs or assistance at any time

Personal Accident to Driver

Compensations offered to any bodily loss to drivers as a direct result of a car accident

3

 

Increased 3rd Party Liability

If your precious car is involved in an accident caused by a 3rd party, this layer will not only protect your vehicle but ensures that the 3rd party is liable to all expenses, legal or otherwise, to restore your car to its mint condition

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Find out more about what we have to offer

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Business Interruption

Sometimes the material damages caused by fire are minor whereas the consequences faced by the owner in terms of loss are:

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Protection & Indemnity

The Protection and Indemnity entry covers a vessel ship or yacht, etc against various liabilities arising out of the operation of vessels like loss or damages to cargo, port installation etc.

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Individual Personal Accidents

With everyone being prone to accidents, our personal accident policy is bound to provide you with optimum levels of insurance covers both within the UAE and worldwide.

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