Nowadays, crimes against financial institutions are becoming common and the purpose of this insurance policy is to protect a Financial Institution from various risks like Employees’ Fraud, insured’s property whilst in transit, cover for forgery, theft, burglary, counterfeit currencies, loss or damages to the furniture, fixtures and fittings due to various causes.
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Professionals like doctors or other paramedics could be held liable toward third parties or bodily injuries or death arising out of their professional work. This type of policy provides cover against such eventualities. Further details are available upon request.
This policy covers all risks of physical loss, destruction or damage to the insured property which occurred during the policy’s period and is subject to certain terms, conditions and exclusions. This policy provides a wider coverage range than the Fire and Allied Perils insurance policy. Noting that the PAR policy can be tailor made depending on the profession clients and their requirements.
Sometimes the material damages caused by fire are minor whereas the consequences faced by the owner in terms of loss are: